Private by design — data stays on your device
See every dollarin one place.
Track spending, budgets, and net worth privately — with optional bank sync when you want it.
Start free trial
Private by design — data stays on your device
Track spending, budgets, and net worth privately — with optional bank sync when you want it.
Start free trialRating
4.9
Loved By
60 million people
Download By
100+
million
"I finally stopped guessing where the money went — and started deciding where it should."
From linked banks to Siri logging, Money Tracker covers the way you actually spend — privately.
Bank accounts
Link banks in the US, Canada, and EU — or track every account by hand.
Smart budgets
Spend with intention. See what's left this month, not last month's regret.
Bills & subscriptions
Spot recurring charges automatically so nothing sneaks up on you.
Reports & net worth
Cash flow, categories, and net worth — charts that actually explain the month.
Track spending, manage budgets, and grow your net worth — all without your data leaving your phone.
On-device AI categorization
Transactions sorted instantly — nothing leaves your phone.
Budgets, bills & goals
Track spending, subscriptions, and savings milestones.
Bank sync or manual entry
Connect banks via Plaid or go fully manual — your choice.
Private & encrypted
Local database, Face ID lock, no ads, no data selling.
Top merchants, monthly spend, and trends — surfaced automatically from your transactions.
Top merchants
28 Total
AAmazon$1,240.00$1,240.00
UUber$380.50$380.50
SStarbucks$245.00$245.00
NNetflix$15.99$15.99Spending
$4,280.50
vs last month +12.4%
Bring in your spending data from anywhere — connect your bank, snap a receipt, or import a file. Your budget stays up to date, effortlessly.
Plaid Connect
Secure bank linking
Connect to Plaid to sync transactions automatically. All data stays encrypted on your phone.
Photo Import
Snap a receipt
Take a photo of any receipt and let AI extract the amount, date, and merchant instantly.
Siri
Hands-free logging
Log transactions hands-free using Siri shortcuts — just say what you spent and where.
CSV Import
Upload a file
Import transaction history from any bank or financial app by uploading a CSV or spreadsheet.
Built for people who want a clear picture of their money — without giving up control of their data.
How Money Tracker handles your data, banks, and the free trial.
Start free trialYes. Money Tracker is built so your data stays on your device. Bank sync is optional — use it when you want it, or track accounts manually.