Looking for a Mint alternative? An honest look at Money Tracker

Disclosure: we make Money Tracker, so we are not neutral. Facts about Mint and Credit Karma come from Intuit's and Credit Karma's own pages and App Store listing, checked on October 13, 2026, with one exception: Intuit's release gives no shutdown date, so for that we link a news report. We say where other apps are the better choice, and we report Money Tracker's App Store privacy label exactly as Apple shows it.

The short answer

Mint is gone. Intuit retired it and moved Mint users to Credit Karma, which its October 31, 2023 announcement describes as “reimagining Mint” there. Money Tracker is a good Mint replacement if you used Mint on your iPhone to see where your money went and to stick to category budgets, and you'd rather your transactions stayed on your phone. It is the wrong replacement if you used Mint on the web, budget with a partner, or bank outside the US.

What happened to Mint

• Intuit announced the change on October 31, 2023. Its press release said “Mint is going away” and that members could track net worth, spending, transactions, and cash flow in Credit Karma instead, with “some of Mint's most popular features”. The release does not mention budgets.
• Mint's last day was March 23, 2024. Intuit first planned to close it at the start of 2024, then moved the date, according to Clark.com's report citing a Credit Karma support page. Intuit's own release gives no date.
• Mint's website now points to Credit Karma. As of October 13, 2026, mint.intuit.com reads “Mint has been reimagined on Credit Karma”.

Credit Karma is a reasonable choice if net worth and spending tracking were all you used. Its App Store listing describes spending tracking and automatic categorization alongside credit scores, card and loan offers, and taxes, but doesn't mention budgets.

Credit Karma vs Money Tracker

US prices and App Store labels as of October 13, 2026. The label row lists the categories each developer reports under “Data Linked to You”. Credit Karma's label also lists Identifiers under “Data Used to Track You”; Money Tracker's has no such section.

About our label: Money Tracker's list is no shorter than most cloud apps', so here is what our servers actually hold. If you turn on bank sync, they keep an encrypted token that connects your bank, which bank it is, and a random ID for your install; new transactions pass through to your phone without being stored. They also hold your subscription status, a notification token if you turn on reminders, and your email only if you contact support. The privacy policy lists every processor.

Who Money Tracker fits as a Mint replacement

Choose Money Tracker if:

• You used Mint mostly on your iPhone and want category budgets back, with an alert before one runs out.
• You want subscriptions found for you: recurring charges are detected automatically, and a cash-flow forecast shows your balance ahead of payday, including upcoming bills.
• You'd rather not hand a company your transaction history. Money Tracker stores it in an encrypted database on your iPhone, and you don't create an account or give an email address.
• You're happy to track by hand for free, or to pay for bank sync: Sync is $2.99 a month or $24.99 a year for 4 bank connections, Pro is $4.99 or $39.99 for 8. See pricing.

Choose something else if:

• You want it free with automatic bank feeds. Credit Karma is free and links your accounts; Money Tracker's bank sync is paid.
• You used Mint on a computer. Money Tracker runs on iPhone and Android phones, with no web app. Monarch runs on web, iOS, and Android, and YNAB on iOS, Android, and the web.
• You budget with a partner. Money Tracker has no shared household budget, because your data lives on one phone. Monarch includes partner access at no extra cost, and YNAB lets up to six people share one subscription.
• Your banks aren't in the US. Our bank sync supports the US only. Monarch covers the US and Canada.
• You want investment tracking. Money Tracker tracks net worth across accounts, cards, and loans, but it isn't an investment tracker.

How to move your history into Money Tracker

With Mint closed, Mint's own CSV export is gone too. If you downloaded a Mint CSV before March 2024, you can import that file. If you didn't, the most reliable source is your bank: almost every US bank and card issuer lets you download transactions as a CSV from its website. We couldn't find a transaction export in Credit Karma's public help pages, so we don't suggest relying on one.

1. Sign in to each bank or card website, open the account's transactions, and download them as CSV for the date range you want. (Or find your saved Mint export.)
2. Install Money Tracker on your phone. You don't need an account, and CSV import is on the Free plan.
3. Save the CSV to the Files app (or AirDrop it to your phone), then in Money Tracker open Settings, tap Import Data, and choose the file.
4. Pick the account the rows belong to, or let the importer read an Account column and match each name to one of your accounts. Date, amount, and description columns are detected automatically, and you can change any column before importing. A file with separate money-out and money-in columns works too: map them to debit and credit.
5. Check the preview. Money Tracker treats negative amounts as spending; if your file lists spending as positive numbers, map the amount column to Amount (positive = spending).
6. Import. A category that matches one of yours is applied directly, and the rest are categorized on your iPhone. Re-importing the same file is safe: rows already imported are skipped, and you can revert an import if something looks wrong.

Two things won't come across from a CSV: budgets and goals. Set those up again in the app, which takes a few minutes.

Frequently asked questions

Is Mint still available?

No. Mint closed on March 23, 2024, and its website now sends visitors to Credit Karma.

Can I still export my Mint data?

Not from Mint, which no longer exists. Credit Karma's announcement pointed Mint users to its help center for downloading data before the shutdown. Today, download CSVs from your bank instead, or use a Mint export you saved at the time.

Is Money Tracker free like Mint was?

The Free plan covers manual accounts and transactions, budgets, reports, net worth, goals, and CSV import and export with no time limit. Automatic bank sync is paid, on Sync or Pro.

Does Money Tracker work on a computer?

No. It runs on iPhone and Android phones, with no web or desktop version. If you need one, Monarch or YNAB are closer to how Mint worked on the web.

How we checked

On October 13, 2026 we read the competitor's US App Store listing (price list, compatibility, and privacy label) and its own pricing, security, and help-center pages, which are linked throughout. Prices, labels, and features change often, so check the App Store before you decide. If something here is out of date, email support@macaroni-studios.com and we'll fix it.

Money Tracker is free on the App Store if you'd like to try it.